FHA Marketing is one of the latest companies who are cold calling Timeshare owners claiming to offer “Timeshare claims” and promising clients compensation for their mis-sold Timeshare.
When researching the company there is no trace of an address for the company on their website and the only contact information given is a UK telephone number (01216679401) which is a Birmingham area code.
On the website www.fhamarketing.co.uk there is no company house registration number and when searching Company House, no record of a company with this name was found. When staff at the organisation were asked to provide this information they said that they were unable to provide this as they were only call centre managers and did not know any of this information, of course any reputable company would be able to provide this upon request.
The website has only been registered since the 15th March 2017 and therefore is a very new company and as the site has hidden the registrant through a privacy service there is no way of finding out who owns the site keeping everyone unaware of who is behind it.
Emails sent to potential client’s state that they are working with legal teams across the UK who are seeking compensation claims for clients who have been mis-sold their Timeshare and also provide information about the “ground-breaking” court ruling which are making this possible. They state that they have “claim assessors” based in Redditch who gather all the information for a no win no fee claim and if successful work on a 30% commission rate. They also have an office in Manchester which adds to people’s suspicion that they may be affiliated to RSB Legal.
Based on the fact that if they are successful with the claim you still own your Timeshare and able to use it indicates that they going down a section 75 route although this can sometimes be extremely difficult to win as the credit card company quite rightly claim that there is no claim as they have received the goods and services that they have paid for. Currently the main route owners are claiming mis-selling is through the “perpetuity” clause as the Spanish Supreme Court has declared that Timeshares can only be sold for a periods lasting 3 to 50 years and anything above this is null and void.
This ruling was made by the Spanish Supreme Court in Madrid, these rulings also only apply to timeshares purchased in Spain since January 1999 when the law 42/98 was enacted.
The EU Timeshare Directive is not law, they are just that, “directives”, which member states should enact into their own domestic laws. Spain included the maximum term for contracts no longer than 50 years as they believe it is wrong to enter into a contract with your children inheriting a contract they never agreed to. Spain also included the “Points and Floating weeks” systems, as these did not provide any tangible product as they are a “right to use” and “subject to availability”.
For more information regarding this article or assistance in any other timeshare related issues please contact the TCA on 01908 881058 or email: info@TimeshareConsumerAssociation.org.uk