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Timeshare Harassment 

Harassment come in many guises like open harassment, telephone harassment, letter harassment, covert harassment, e mail harassment and implied shaming harassment as well as engineered avoidance of response letter their contents and defences.

Resorts and their debt collectors employ silence, avoidance evasion disengaging and re engaging of other debt collector companies coupled with repeated and continual threats/demands both civil and legal, when they know, or ought to know that you are is dispute with their client claim

What’s a Creditor

Creditors can be people/companies organisation firms and entities you seek to hold you to account for purported or proved debts you owe. If you owe money to a creditor and stop making payments, they can take action against you to get their money back.

Action is generally requests for payment from the resort. If they have not been able to engage you or you are in dispute they might choose to engage a debt collector who is just a sub contracted representative of the purported debtor. In short they have no other powers and quite different from bailiffs.

In this report we explain to you how creditors are expected to behave towards you if and when they are trying to recuperate their money or their client’s money.

We also explain to you what kind of behaviour is unacceptable and how to identify if you are being harassed by a propertied creditor.

Harassment come in many guises and is an action or inaction threatened or otherwise that makes you feel upset, distressed, humiliated or threatened.

We cannot help the way we feel and we all think and feel differently in different situations therefore if you feel you are being harassed by a creditor, there are several things you can do to stop it being perpetrated.

If you require assistance to talk to a creditor about their behaviour towards you, the TCA can assist you free of charge by calling them or simply emails them with the problem. A problem shared could be a problem halved. In any event you can have your rights explained to you by an organisation which has timeshare consumer’s interest at heart.

For more information regarding this article or assistance in any other timeshare related issues please contact the TCA on 01908 881058 or email: info@TimeshareConsumerAssociation.org.uk